Privacy Policy

Last updated: 15 April 2026

This privacy policy describes how J3 Tech Ltd (“we,” “us,” or “our”) collects, uses, and shares information about you applies to the mobile application “Debt Manager and Tracker” (the “App”) published on the Google Play Store.

Information We Do Not Collect

We do not require users to create an account, sign in, or provide any personally identifiable information (such as name, email, phone number, or address).

Data Collected Automatically

The App itself does not intentionally collect personal data from users. However, Google Play and your device may automatically collect basic information such as:

This information is handled by Google and your device manufacturer under their own privacy policies.

Third-Party Services

We use the following third-party services that may collect information:

Each of these services has their own privacy policy governing the use of your information.

Your Rights Under GDPR

If you are located in the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR):

Right to access: You can request copies of your personal data Right to rectification: You can request correction of inaccurate data Right to erasure: You can request deletion of your personal data Right to restrict processing: You can request we limit how we use your data Right to data portability: You can request transfer of your data Right to object: You can object to our processing of your data To exercise these rights, please contact us at [email protected].

California Privacy Rights (CCPA)

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA):

We do not sell personal information. To exercise your rights, contact us at [email protected].

Changes to This Privacy Policy

We may update this privacy policy from time to time. Any changes will be posted on this page with an updated “Last updated” date.

Contact Us

If you have any questions about this privacy policy or about how the App handles data, you can contact us at:

Email: [email protected]